Playing the Hand You’re Dealt
Learn how to overcome obstacles that may be preventing your buyers from purchasing real estate.  Master financing concepts that can make a Realtor’s business more time efficient. Discover how one-time-close construction loans help your buyers build a home when inventory is low. Explore methods and loan programs that can reduce a buyer’s cash-to-close. Strategies that increase buying power and improve credit scores are covered.

Mortgage Mechanics
Review mortgage industry terms and concepts that are crucial to a Realtor’s environment. Find out what truly affects interest rates. Discover the 3 C’s underwriters analyze to determine loan approval. Learn the truth about buydowns and how they differ from ARMs. Find out the ‘red flags’ that denote a flawed appraisal and ways to overcome this obstacle.

The General Update (GENUP) Course is a four (4) hour course that must be completed by all provisional and non-provisional brokers who are not brokers-in-charge and/or do not have BIC-Eligible status and who wish to renew their licenses for the license year. Refer to Commission Rules 58A .1702 and 58A .1703 for a full explanation of brokers’ annual continuing education requirements and continuing education required for license activation. Brokers-in-charge and brokers with BIC-Eligible status must take the BICUP course each year to maintain BIC-Eligible status, as prescribed by Commission Rules 58A .1702 and 58A .0110. This four (4) hour course will include 210 minutes of classroom instruction and 30 minutes of breaks.

The Broker-in-Charge Update (BICUP) Course is a four (4) hour course that must be completed by all brokers-in-charge and brokers who have BIC-Eligible status and who wish to renew their licenses for the license year. Brokers-in-charge and brokers with BIC-Eligible status must take the BICUP course each year to satisfy the Update course requirement and to maintain BIC-Eligible status, as prescribed by Commission Rules 58A .1702. and 58A .0110. This four (4) hour course will include 210 minutes of classroom instruction and 30 minutes of breaks.

CLICK “TICKETS” ABOVE TO REGISTER

Riding The Age Wave

Serving Senior Buyers with FHA’s HECM for Purchase Program

LOTSAR is pleased to offer this timely, high content 4 hour Elective CE course which promises to shake up what you think you know about the Wave of Baby Boomers, who make up almost 30% of all new home purchases today.

This Course Promises:

• To help you Capture this Exploding 62+ Home Buying Juggernaut
• Shorten the Sales Cycle, and Increase your Seniors Home Buying Capacity by up to 100%
• Enrich your Brand Value by making the Dream Retirement Home Possible

Join industry educator, and master Real Estate Financing expert Paul Donohue, for an insightful exploration of the massive retiring Age Wave, and how it is transforming housing as we know it. Paul will reveal the scope of this dynamic, rapidly growing home buying segment, and how you can best position yourself to Ride The Age Wave!

CLICK “TICKETS” ABOVE TO REGISTER

COURSE LEARNING OBJECTIVES

By the end of the course, students should be able to do the following:

• Describe the history of the Code of Ethics, including the benefits to members and the public alike in having and enforcing the Code
• Differentiate between the various articles in the Code of Ethics
• Apply your knowledge of the articles to various scenarios involving potential violations of the Code of Ethics
• Breakdown and analyze the Professional Standards process, including the roles of various personnel and committees
• Synthesize your knowledge by going through the Professional Standards process based on a specific set of facts and determining whether a violation has occurred.

CLICK “TICKETS” ABOVE TO REGISTER