(4 hrs Elective credit)

Playing the Hand You’re Dealt
Learn how to overcome obstacles that may be preventing your buyers from purchasing real estate.  Master financing concepts that can make a Realtor’s business more time efficient. Discover how one-time-close construction loans help your buyers build a home when inventory is low. Explore methods and loan programs that can reduce a buyer’s cash-to-close. Strategies that increase buying power and improve credit scores are covered.

Mortgage Mechanics
Review mortgage industry terms and concepts that are crucial to a Realtor’s environment. Find out what truly affects interest rates. Discover the 3 C’s underwriters analyze to determine loan approval. Learn the truth about buydowns and how they differ from ARMs. Find out the ‘red flags’ that denote a flawed appraisal and ways to overcome this obstacle. 4 hours

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